Archive for the ‘Live Cheaply’ Category

McDonalds Coupons - Learn How To Search For McDonalds Coupons And Save Money

Monday, August 10th, 2009

McDonalds is the world’s largest chain of fast food restaurants that serves over 47 million people daily worldwide. They have over 31,000 restaurants worldwide and they employ over one million people. McDonalds truly is the greatest fast food chain that every existed.

McDonalds popularity is astounding. Even their menu items are recognizable. Foods like the Big Mac or their Chicken McNuggets are known around the world. All kids know what a Happy Meal is because of the McDonald’s brand name.

The great thing about McDonalds is that all of their food is affordable. No matter what you are looking to order, you won’t have to spend an arm and a leg to get a good quick meal. But as cheap as McDonalds food is, you can still eat for less at McDonalds.

When you have McDonalds coupons, you have the ability to take an already inexpensive meal and get it for next to nothing. With at least one McDonald’s restaurant in almost every major city, its no wonder how having McDonalds coupons can come in handy.

Do you know where to look for these McDonalds coupons? We are going to show you three excellent ways to find McDonalds coupons.

The first way to find a McDonalds coupon in your area would be to check the official McDonald’s website. There you may be able to find printable McDonalds coupons that you can use at your local McDonald’s restaurant.

A second way to find McDonalds coupons is to sign up to be a McDonald’s Preferred Subscriber. As a McDonald’s Preferred Subscriber, you’ll hear about new promotional offers and other cool stuff way before anyone else.

The best way to find McDonalds coupons is to find companies that will give away hundreds of dollars worth of McDonalds coupons to you for free. Why would they do that? Its simple, marketing research. There are many marketing companies out there that value your opinion and are willing to pay you for it. All you have to do is look for them and find them.

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Why Pay Retail Prices for Kids Clothing When You Don’t Have To?

Monday, August 3rd, 2009

Tell me a good shopper that does not enjoy a great sale. Whether you are cutting down your budget to save money or just looking to get more for your dollar when you shop for kids clothing does not matter. Saving money is the bottom line.

People today do not have the disposable income that once lined our pockets. Department stores are feeling the crunch as well and cannot afford to have sales because their overall sales are already much lower than they have been in the past. This means full price all the time.

It is almost refreshing when you see a company that is looking at the everyday person and pricing things so that we can actually get the finer things in life without the big ticket prices that often come with them. It is nice to finally be able to buy your kids the best clothing available and not having to take a second job in order to do so.

www.growinggrowinggone.ca is committed to bringing monster discounts to the kids clothing shopper each and every day. While a department store will make a fuss over 10% off, 30% off or more is the norm here. The prices are actually unbelievable at times.

How they do it we do not know or care, but the fact remains that they have a great selection of clothing far below retail prices. You will find clothing for newborns as well as the early grade school years. It is the perfect store to hit for those back to school clothes.

Normally you would expect a site like this to be an outlet of some major clothing company, but that is hardly the case here. This is a business that is run by ?just another mom looking to help out her fellow moms?. It is refreshing to see someone who is willing to share the benefits of all of her hard work and real life experiences with everyone else. If you want great discounts, check out www.growinggrowinggone.ca.

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Easy Ways To Save Money

Saturday, July 25th, 2009

With the economy in the toilet everyone is looking for creative ways to save money effectively. Rather than going out to buy expensive shoes and dining out every night, we are socking money away and being more frugal with what we buy. One of the things we learned is that saving money really isn’t as hard as it sounds. Here are some more of the best ways to save money.

First, when you’re reading your local newspaper, clip out the coupons. Most coupons will save you between 30 cents up to two or three dollars or more. That doesn’t sound like a lot of money now, but each week you can save around $10, which is $520 over the course of the year! I don’t know anybody who wouldn’t be interested in saving an extra five hundred dollars, do you?

Next, how often do you buy items the first place you see them? More often than not the first place you see a product is not the cheapest place you could see a product. Shopping around is a great way to save money and with almost every company having their merchandise on their website you can comparison shop from the comfort of your own home. Take a few extra minutes and find the best price, it can really add up.

How many of you are impulse shoppers that run out and buy something as soon as you want it? I admit I am too, but it’s a terrible habit if you’re looking to save some money. As I mentioned in the previous paragraph, comparison shopping is a great way to save money, but impulse buying pretty much ensures that you aren’t comparing prices at all. If you don’t need something, wait until you see it on sale somewhere and buy it then. A little patience can go a long way in keeping money in your wallet.

When you go shopping, do you buy name brand items only? A lot of us do, but generics are a fraction of the cost and often times are the exact same product. I don’t mean a similar product, I mean the exact same thing, just in a cheaper package that allows the store to sell it for less. Many of us stick up our noses at generics, but you really shouldn’t. Theyre a great way to get the products you love for a fraction of the price.

Last, we need to remember not to live paycheck to paycheck. By forming a budget that we actually stick to we will have a lot more money at the end of the week. I know this sounds like common sense, but people spend way more money than they make and end up paying interest to credit card companies, instead of spending that same money on things we want. Understanding how much you have and how much you can spend is vital if you want to save money every month.

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Can I Really Get Cheap And Safe Babysitting In This Economy Crisis?

Wednesday, July 8th, 2009

Childcare can be one of the most expensive services that families have to pay for. With a global economy crisis happening, many families are feeling the crunch of trying to reduce their household expenses. Beyond coupons and finding opportunities to buy for cheap, the need to greatly reduce their budget to make ends meet is a very pressing issue for many. But, there are other ways to get cheap and reliable childcare, even as families are going through the economy crisis.

Here are 2 ways to reduce the overall expense of childcare and still ensure that your child is safe and happy:

Develop a babysitting “co-op” with a few close families that also have children. Together, create a plan that will allow for you all to realize a financial saving on childcare by watching each others’ children. If you are already close, then your children will know each family and will feel safe and comfortable being with them. By breaking up the childcare into bit that each family can handle, everyone will benefit

Pretty much, you just set up a schedule that works for everyone, which would allow for people to have special nights out, daily afterschool care, or full weekend coverage. Plan on a quarterly basis to keep it flexible, open, and fair. It would be even better if you make a pact to offer special activities, low or no cost, for the children, such as learning certain skills or participating in certain free community programs when they are in each family’s care. That will keep the kids from being bored and the families from feeling overwhelmed.

Another possibility is to get your own family involved. Many people have a young or unattached relative that would probably love to mind your children. If you have a relative that is a college student or that would like to stay someplace for practically free, then a live-in situation could work for all of you. With everyone trying to save a few dollars, your family could really save a lot of money.

The cost of weekly childcare at a professional day care center can run a family upwards of $300-400 per child. Just by having a live-in childcare arrangement in place, a family realizes a huge saving. Cost-reduction for live-in childcare could be as much as 75% or about $200 savings per week. It’s definitely worth it for everyone involved. The children get the attention and love of a family member, you get peace of mind that your child is safe, and the relative gets to save a few dollars which could really help them to manage their own costs of living.

Your family will appreciate the saving, cost reduction, and opportunity to try a new way of getting your childcare taken care of with these two easy methods. During this economy crisis, everyone is looking for alternatives that will work for their families. Reducing your child care expense could be just the break that your family budget needs!

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Going Green Can Mean More Green For Your Family Despite The Economy Crisis

Sunday, July 5th, 2009

During this economy crisis, we should all be looking for ways to save and preserve our finances. To be honest, we shouldn’t just stop our preservation efforts with our financial health, but we should also do all that we can do preserve the environment and the world that we live in. Taking steps to go green to help our world could result in us seeing more green in our wallets and bank accounts. Here’s how:

Give your clothes some “hang” time during this economy crisis. Many people that have space around their home can put up a clothesline outside where they can hang up and dry their clothing. If you are a bit squeamish about your clothing hanging out for all to see, then consider putting up a clothesline inside, either in a garage or even a retractable one in the shower or bathroom. The tools and clothesline that you need, you can buy for cheap at a dollar store or discount retailer.

By eliminating the use of the dryer, you will see an automatic saving on your electric bill, as dryers take a lot of energy to run. If you don’t have a lot of clothes to dry, then you definitely don’t need to use that dryer. During this economy crisis, wouldn’t it be better to drip dry so that you can help the environment and your wallet!

Don’t drive everywhere unless you absolutely have to. Get out and walk, run, or ride a bike to the places that you need to go and save money by reducing the amount of gas that your family needs during the week. It’s been a little difficult developing a family gas budget recently with the constant fluctuation in fuel prices, so by minimizing your family’s dependence on gas, you could really see a significant financial saving.

The other thing about gas is that it gives off very bad toxins that affect our air and our environment. If you have a big vehicle, you need a lot of gas to operate it and your vehicle probably gives off loads of emissions. During this economy crisis and, really any time, it is best to use different travel alternatives. So, get a little exercise in and enjoy the financial savings from not buying all of that gas. Plus, you will feel even better physically, which is worth a mint!

Don’t just throw stuff away, recycle and reuse. We have been told that plastic bags are bad and canvas is the way to go. But, sometimes, we still sometimes end up getting the plastic bags at different stores. These bags are not all bad because they can be recycled and reused. Use them in your vehicle to catch trash, in all of your home trashcans, use them for walking the dog and picking up poop, and even for storing some things in your freezers. They have multiple uses and are better than having to buy for cheap garbage bags because they are absolutely free!

Get the most of newspaper also. From gift wrap to stuffing packages to absorbing odors in shoes and food containers, newspaper has many, many uses. So, instead of just throwing it away, use it and save on things like fabric freshening sprays and window wipes…newspaper is fantastic for cleaning windows!

These are just a few ways to go green and save during this economy crisis. Consider alternative methods of doing things, get “back to nature”, or just don’t use as much energy and other resources, and before you know it you and your family could be enjoying the saving, cost-cutting, and new frugal ways that you have learned. Everyone is looking for ways to get more for less right now, and when you and your family see the change in your finances…you will be glad that you took these simple steps toward going green!

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Save Money During This Economy Crisis With 3 Kid-Friendly Fun Summer Projects

Saturday, July 4th, 2009

Everyone can’t afford summer camp. During this economy crisis, the cost of summer camp seems even more out of reach for many families. Trying to send your children to camp could cost an arm and a leg, and it could completely blow your household budget.

But your kids can still have a fantastically fun summer without you parents having to spend money on expensive summer camps. You will just need to do some planning and coordinating to come up with alternative activities that will take the place of those summer camp times that they may be wondering about. Try one or all of these three summer activity options that could help parents save money even in this economy crisis:

Try matching up arts and crafts with your child’s summer time reading. Of course, you want your child to make plenty of times for exploring books and using their imaginations this summer, and with a new school year approaching, most educators usually tell parents to make reading a summer time priority. Instead of buying expensive books at the big stores, try the thrift stores and local discarded book sales where you can buy for cheap a busload of books that your child can enjoy. Plus, you could always go to the library where there are mountains of free books waiting for your child to grab.

To make the books come alive, you and your child can come up with some fun activities to do based on the book. Try this…if the book is about fish, you and your child could go fishing, make a fish dinner, or create edible art with those cracker “fish”. Be creativity and have fun with it. Just keep the activities simple and always buy for cheap and use frugal recipes.

The second summer activity option for families is to start a little business. It doesn’t have to be a huge undertaking, but it could be a great chance for the kids to learn some valuable skills while earning a few extra dollars. Let the kids come up with their own idea as to what they would like to sell and give them room to make it happen.

If they want to sell something outside, let them. By operating their own business your children will have lots of fun this summer, but will also gain very important business, time management, and customer service skills. Teach them how to buy for cheap to keep costs down and to use as many low- or no-cost resources as possible to make their business work!

Finally, you could have your child organize a fun neighborhood or community style competition or event. It could be something as simple as a hairstyling competition or a talent competition that the other kids can participate in for prizes that you can buy for cheap. Have your kids develop the whole competition, the stages or progressions, and to do all of the marketing using items that they can buy for cheap. Many families are feeling the crunch of the economy crisis and an event like this could offer some light, cheap fun that everyone will enjoy. Plus, with all of the kids in the area preparing to be a part of this event, they will all be spending tons of time doing something worthwhile that parents won’t have to pay for which would be great for saving cost-conscious families lots of money in the process.

Summer is a great time for projects like these. It doesn’t have to be just about summer camp. There are so many alternatives to camp that families can find to do, even in the midst of an economy crisis. Just be creative, get the kids heavily involved, and watch the summer time roll by while you enjoy this learning process and the fruits of your labor! Plus, everyone will enjoy all of the money that you will save from not sending the kids to summer camp!

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Debt Relief - How to Save Money and Get Out of Debt

Tuesday, June 23rd, 2009

A great deal of people who want to know how to save money and get out of debt think that it is a straight forward task to just stop spending as much and pay off what you can from what you owe. What they fail to realize is that in many cases they are not paying off as much as they could be.

So are you ready for some tips on how to save some money? First let me put a thought in your mind, when you pay for something you have every day or you do every day do you think about how much it is costing or how much you pay each month for the same thing each day? Your coffee from the machine at work, your trip to and from work in the car, your lunch from the local cheap deli. All of these things add up when you have them on a daily basis.

The major factor in this is that you are looking to save money and to make sure you save money you need to invest time, but by doing small simple tasks you will start to save money and not pay out as much each month meaning you can get out of debt faster.

I used to love the coffeecake pie in my restaurant at work so much so that I used to grab a slice at every opportunity, when I sat down and worked out my yearly costs I could put a over $150 down to coffeecake pie!!! Not only did I feel fat at that point I also thought oh boy I could have used that to pay bills! Not as nice obviously but when the bills are red it goes through your mind. I instantly stopped going to the restaurant and made my lunch the night before and ate it in the park or a quiet area nearby. Not only did this save me money on the pie it saved me money on the other things I would eat while I was in the restaurant.

That handful of change you have in your pocket or your purse that you use to fill up the coffee machine at work all adds up at the end of the week as well. There are two options to this one take your own coffee from home in a flask, the flask will pay for itself in a few weeks and you will still get your coffee. Alternatively stop drinking as much coffee and turn to the healthy option and drink water, that way you win on both counts.

Driving to and from work is an expensive thing if you live a fair way away from work, talk to your work colleagues and ask if they live on route or close to you so you can share the cost of getting to and from work you could half the cost of getting to and from work.

Many people use public transport to get to and from work, if you are taking the bus or the train in most cases it is cheaper to go less stops. So why not try to get off a stop earlier and walk that extra distance to get to work or home from work, this is also really good for you so you get that extra benefit.

Before I start this next part I would like to say I love small business and I think the smaller stores should be the only ones as they are excellent. However in a great number of cases the things you buy from them when you do your weekly shop are probably cheaper from the larger chain stores. This is unfortunate as it would be good for all concerned if small business could compete on price. To get out of debt your loyalty to the small store could be costing you deeply.

Saving money sounds easy but when you think about the money you spend needlessly each week on things you could get elsewhere at a much reduced cost you would probably start to see that it can be achieved quickly and effectively. Making simple changes can save you more money than you realize in the long term.

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Make Your Own Dog Food At Home

Wednesday, June 17th, 2009

One of the best things to do to keep your dog healthy is to prepare his dog food yourself. Please do not think that doing this is either hard or time-consuming, because it is not. It just takes a good recipe and a little bit of time.

Are you asking yourself why you should make additional work for yourself when it is so much easier to just buy it? Well, that’s a good question. First off, by making it yourself, you have absolute control over what you put into your dog’s body.

Next, it can also be cheaper to make it yourself. Even if you purchase your dog’s food in bulk, you can still save money by preparing his food at home.

Also, have you ever thought that your picky dog might even like the taste of your homemade dog food better than he does the expensive, store bought canned or bagged stuff? By using your own recipe, you can tweak it until your dog is just begging for more!

Some things to keep in mind when making your dog food are avoid salt and to use lean cuts of meat. In order to make the food healthier, you want to mind the fat and sodium content, just as you would when cooking healthily for people. Avoiding salt is a good idea to keep the sodium down, but also because salt has a tendency to dehydrate. Increasing your dog’s thirst is not the best idea!

When choosing cuts of meat, you should choose a lean ground meat, such as ground turkey. Not only is this a cheap alternative to pricey lean ground beef, but it is lower in saturated fat than most red meats.

Prepare your dog food according to the size of your dog, his eating habits and your cooking schedule. Put left overs in the fridge for not more than 5 days.

One more point to remember, introduce any new diet little by little to avoid any digestion problems.

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How Not To Let The Economy Crisis Spoil Your Summer Fun

Wednesday, June 17th, 2009

Summer’s coming…very quickly. Before parents know it, the kids will be out of school and ready to start exploring and getting their share of summer fun. During this economy crisis, many families will need to scale back or be a little more resourceful with how they spend their money to provide their children with a good summer and still make ends meet. For some, it may seem like an impossible task, but really it’s not. Here are 3 tips for families to use to get out while not causing too much of a strain to the family budget:

Medium and large families should always buy a membership to local attractions and museums. If you have more than 3 children, chances are it is never feasible to purchase tickets for a single trip to your local kids museum or playland. Any frugal fashionista can see how their family will benefit from purchasing a membership, which is often offered, instead.

An annual membership to your favorite attractions could save you a considerable amount of money. Most of them do not put a limit on the size of the family that will use them, so whether you have 3 kids or 13 children, your family would be covered. Many of these memberships allow for unlimited daily visits for the duration of the membership, which can be for one or two years. These programs also offer great incentives like free passes for other family or friends, coupons or discounts for other attractions, and free parking passes. Your upfront cost may be $50-150, but after a couple of visits, the membership will eventually pay for itself! Plus, this economy crisis is provoking more organizations to reduce these membership costs even more to get more people to purchase them. This is definitely the time to get it on the deals and your family could spend their summer coming and going to these places when you want.

Research and map out all of the free attractions in your area. Planning is key to having a fabulous time this summer. Gather as much information as you can by visiting the website for your chamber of commerce, local family or parent publications, and “free papers”. These are all great places to look to find out what’s going on in your area. Instead of just planning for a day or two, make a calendar for the entire summer. That way, you always know about the places to go and the things to do, even if your family does not make it to every event.

Do something to help others! During this economy crisis, there are definitely plenty of organizations that need help because of dwindling resources. You and your family could make helping an adventure and it won’t cost you any money. Instead of a donation, get your hands dirty and do something. Have the children decide which types of activities they would be interested in, such as visiting the elderly or working in the garden for a hospice. Then, plan your adventure accordingly.

You and your family may be surprised as what adventures and learning experiences await you when you volunteer at these different organizations. Make the most of the time together by incorporating some other fun component, like riding bikes to the facility, which could help you to save on gas! However or wherever your family decides to have their summer volunteering adventure, it will be a great opportunity to appreciate the things that you do have despite going through this economy crisis.

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Cheap Beer - Find That Perfect Taste!

Tuesday, June 16th, 2009

When I start thinking about cheap beer brands, I immediately think of two names, Coors Lights, and of course ’stones’ also known as Keystone Light.

But these two are just the tip of the iceberg there is a vast number of less expensive beer brands available out there many that you have probably never even heard of.

* Busch - From my personal experience with Busch, I can honestly say that the only reason I included it on my list is the price tag. The pour comes out a golden liquid, that presents an aroma of corn. Busch has a heavier body that most of the other cheap beers. The taste is somewhat lacking but you get what you pay for.

* Black Label - Yellow pour with a white head. Horrible corn, grain, and alcohol aroma. Flavor is also horrible, corn grain, alcohol, and very bland and watery. Nothing good here.

* Coors - After pouring you have a clear, light yellow liquid, with medium white head, that doesn’t last very long. Very light aroma. There is a light grain flavor coupled with a thin/watery texture and some fizzy carbonation.

* Genesee - Consists of a Clear pale yellow liquid with a frothy white head that quickly diminished to a light layer on the beers surface. The aroma is consists of yeast and corn husk. The taste is like a mild bitter watery liquid with corn flakes and corn husk. There is a barely perceptible bitter aftertaste.

* Huber - Very watery and nearly tasteless - malt, corn, and a light metallic finish. Its fizzy and pale yellow liquid and the head is gone immediately. Almost no aroma, except for a very faint trace of malt.

* Keystone - Consists of a bland taste when compared to most other domestic light beers give it a great value. Most people I know who cant stand the taste of beer can tolerate the “never bitter” Keystone, which says a lot. The old college favorite is still my beer of choice when I need something for drinking games.

* Miller Light- The uncontested king of Cheap Beer, with its clear yellow liquid, decent taste of wheat and hops, and not to much head. Honestly if I’m need to choose a cheap beer off this list this is definitely the one I would personally choose.

* Natural Light - Lemony corn aroma. Clear effervescent yellow appearance, thin head. Cardboard flavor tinged with stale malt. Harsh mouth feel. For a moment I thought I tasted hops, but I think it was only wishful thinking. I feel sorry for all of the college kids who are forced so slug down this beer simply because its cheap.

Cheap Beer - Final

After going through a small list and discussing some of the beers I’m going to provide you with a quick wrap up. If you want something cheap and simple for party guest to drink or to use for drinking games, my recommendation is keystone, one of the cheapest of beers, its watery qualities allow you to drink large amounts of beer while still landing that ping pong ball in the appropriate cup.

If you need something for casual consumption and prefer not to spend a fortune or don’t have a fortune to spend, try Coors or Miller Lite. They are usually a safe bet. Good Luck and Happy Drinking.

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