Archive for the ‘Compare Prices’ Category

Why Pay Retail Prices for Kids Clothing When You Don’t Have To?

Monday, August 3rd, 2009

Tell me a good shopper that does not enjoy a great sale. Whether you are cutting down your budget to save money or just looking to get more for your dollar when you shop for kids clothing does not matter. Saving money is the bottom line.

People today do not have the disposable income that once lined our pockets. Department stores are feeling the crunch as well and cannot afford to have sales because their overall sales are already much lower than they have been in the past. This means full price all the time.

It is almost refreshing when you see a company that is looking at the everyday person and pricing things so that we can actually get the finer things in life without the big ticket prices that often come with them. It is nice to finally be able to buy your kids the best clothing available and not having to take a second job in order to do so.

www.growinggrowinggone.ca is committed to bringing monster discounts to the kids clothing shopper each and every day. While a department store will make a fuss over 10% off, 30% off or more is the norm here. The prices are actually unbelievable at times.

How they do it we do not know or care, but the fact remains that they have a great selection of clothing far below retail prices. You will find clothing for newborns as well as the early grade school years. It is the perfect store to hit for those back to school clothes.

Normally you would expect a site like this to be an outlet of some major clothing company, but that is hardly the case here. This is a business that is run by ?just another mom looking to help out her fellow moms?. It is refreshing to see someone who is willing to share the benefits of all of her hard work and real life experiences with everyone else. If you want great discounts, check out www.growinggrowinggone.ca.

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Low Cost Air Fare Strategies

Thursday, July 30th, 2009

Flying to another state or country is no longer only for the wealthy. We know where to get started but may not be sure how to find a low cost air fare that would save us heaps. This article will show you some helpful tips on getting the lowest airfare possible.

Get In The Know

Be updated when deals are around. You can do all the work yourself but this can be a real hassle. Whenever you’re hunting for a low cost air fare, start with online services.

With these online services you have the advantage of being the first to know about the cheapest airfares at any time and place. For example, services like Fare Watchers can tell you about the best deals in a specific city or bunch of cities. So it doesn’t really matter where you are, you’re going to get precisely what you’re looking for.

Try other services as well. There are those that allow you to take a city and get the skinny on the best rates in that specific city. The good thing about Yahoo! is that information on travel and others like news and weather are coupled as one. You may find this quite convenient for you.

Using these online services can help you find a low cost air fare fast. To be informed every time and everywhere, all you have to do is register online for free. You can start with airline websites. Once you’re done registering these websites will send you an e-mail from time to time regarding information on low cost air fare and other great deals. Depending on which airline website you’re registered in, you may receive an e-mail every week.

Go With Big And Small Travel Companies

If you want to do it the traditional way, try Orbits, Expedia and Travelocity. These companies are great for the first time traveler who’s looking for low cost air fare. Don’t just stick to the big companies though. Try other alternatives like Kayak, Farechase, Sidestep and Farecast. Look up Southwest and Jet Blue. Doing your homework will open more opportunities.

Book Right Away

It’s a given that you need to book a very good deal and not just any. If you have the gut feeling a low cost air fare is the best for you, book quickly. Prices rise and plummet in a frenzy. In a matter of minutes a $300 flight can suddenly become a $350 flight.

Set The Time Right

Timing is crucial when it comes to getting a low cost air fare. Go with Tuesdays, Wednesdays and Thursdays. On the other hand, you may give the airlines a call at about 12 in the morning on Wednesday. At this time, fares are just being released, and they’re bound to have a low cost air fare perfect for you.

Know Your Benefits

There many kinds of discounts so it isn’t hard to get a low cost air fare. You can get a senior discount and if you’re traveling with a senior passenger it’s also possible to get a discount yourself. If you’re in the military, you can also get a discount. This may also count for other members in your family.

The travel industry is massive, so take cautious steps when asking for help. Some sites may attempt to grab your attention but fail to offer you what you want. Look around more and you’re definitely going to find the low cost air fare you’ve been looking for.

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Easy Ways To Save Money

Saturday, July 25th, 2009

With the economy in the toilet everyone is looking for creative ways to save money effectively. Rather than going out to buy expensive shoes and dining out every night, we are socking money away and being more frugal with what we buy. One of the things we learned is that saving money really isn’t as hard as it sounds. Here are some more of the best ways to save money.

First, when you’re reading your local newspaper, clip out the coupons. Most coupons will save you between 30 cents up to two or three dollars or more. That doesn’t sound like a lot of money now, but each week you can save around $10, which is $520 over the course of the year! I don’t know anybody who wouldn’t be interested in saving an extra five hundred dollars, do you?

Next, how often do you buy items the first place you see them? More often than not the first place you see a product is not the cheapest place you could see a product. Shopping around is a great way to save money and with almost every company having their merchandise on their website you can comparison shop from the comfort of your own home. Take a few extra minutes and find the best price, it can really add up.

How many of you are impulse shoppers that run out and buy something as soon as you want it? I admit I am too, but it’s a terrible habit if you’re looking to save some money. As I mentioned in the previous paragraph, comparison shopping is a great way to save money, but impulse buying pretty much ensures that you aren’t comparing prices at all. If you don’t need something, wait until you see it on sale somewhere and buy it then. A little patience can go a long way in keeping money in your wallet.

When you go shopping, do you buy name brand items only? A lot of us do, but generics are a fraction of the cost and often times are the exact same product. I don’t mean a similar product, I mean the exact same thing, just in a cheaper package that allows the store to sell it for less. Many of us stick up our noses at generics, but you really shouldn’t. Theyre a great way to get the products you love for a fraction of the price.

Last, we need to remember not to live paycheck to paycheck. By forming a budget that we actually stick to we will have a lot more money at the end of the week. I know this sounds like common sense, but people spend way more money than they make and end up paying interest to credit card companies, instead of spending that same money on things we want. Understanding how much you have and how much you can spend is vital if you want to save money every month.

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Budget Travel With Train Tours

Wednesday, July 8th, 2009

Even though there is a global economic recession enveloping the whole world today, people will still have the urge to travel. The main worry they have is how they can indulge in their preferences without overspending. This can actually be easily done by choosing the type of travel method.

There are several options available for any traveler regardless of cost. The more common include flying to practically every destination on Earth. The other is to go on a ship cruise which costs less relatively.

There are also many who choose to drive as a mode of travel transport although it is limited to certain countries. One can actually drive through Thailand, Malaysia and Singapore, for instance. Similar things can be done in European countries as they are well connected by roads and costs cheaper, although it can be tiring.

A more unconventional way to travel is to hop on a train and tour the country. Train tours can be as comprehensive as other popular travel packages but offer a unique view on the available scenery and landscapes that can be found within a country. Prices are also often affordable due to lower operational and maintenance costs.

While there are limits to what train tours can offer, there are also many plus points. Saving money has already been mentioned, but that transfers to the better accommodation and meals that can be bought with the budget saved. Many of the tours are also flexible in the sense that one may be free to explore the sights at each stop.

The best part about seeing a country on a rail service is the breathtaking views one gets to see while zipping across the different terrains. This might include the Grand Canyon in the United States, or Mount Fuji in Japan. A tour of Alaska would include the incredible icy and snow covered landscapes that cannot be experienced elsewhere.

What many might not be aware of is the wide reach of train networks in many countries. The United States enjoy the benefits of many such networks, while Japan offers one of the most efficient rail services in the world. Using their strengths, tour agencies are able to design fun filled packages for travelers around the world.

With the advantages of cost, scenic views and affordable convenience all rolled into one, train tours could enjoy a resurgence in terms of the number of people selecting it as their travel method. While locations might be limited relative to others, it could be a boom for local tourist industries since people would be greatly encouraged to learn more about their own countries.

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Shopping for Kids Clothing Does Not Have to Break the Wallet

Monday, July 6th, 2009

When you have one child, shopping for kids clothing can be a lot of fun. You can get your child all the latest clothing and they walk around in better clothing than most adults. When you start adding to your family, the latest and greatest doesn?t seem so important anymore. It becomes more about saving money so you can afford to put clothing on them.

How can anyone justify spending so much money on kids clothing that is going to be packed away in less than a year. They grow an inch and all that money that you spend just 3 months ago was flushed away. If there was only a place that allowed you to get quality kids clothes at a price that didn?t make you cry when the register was done ringing. Guess what? There is!

Growing Growing Gone is an online kids clothing store that is more about getting you the best deal than it is about competing with the corporate stores that are after every dollar you have. You can now shop at a store that will truly appreciate every dollar that you spend with them and save a ton of money in the process.

This site was started by someone who is a parent just like you. Instead of continuing to pay the prices that were dictated by the many corporate chains, she decided to find her own deals on the same clothing that was offered at each and every one of these stores. She was obviously successful and now you can reap the benefits of all her hard work.

If you want to see how much money you can save, just take a quick look around their site and you will be absolutely amazed at the prices. These are not no-name clothes either. If you can think of a label, it is probably featured at Growing Growing Gone.

Ralph Lauren has long been a fashion icon, but do you really want to spend $30 or more on a piece of clothing for your child? Now you don’t have to. You can get a pair of Ralph Lauren Polo Shorts that list for $45 for only $14.95. Add the matching top that lists for $29.50 for $12.54. That is a total outfit for less than other people are paying for just the shirt!

Not only does Growing Growing Gone have deal after deal on kids clothing, but there is also some great advice for parents. Some of the most difficult tasks in parenting can be made a little easier by listening to someone who has already been there. Find a corporate store out there that cares enough to help you parent your children.

The next time you are in need of some kids clothing, take a second to check out Growing Growing Gone and take advantage of the great deals that are offered. You are not only saving money, but fighting back against Corporate America that holds a great deal of responsibility for the current economic crisis that we are in. Great clothes at great prices, maybe the department stores should sit up and take notes!

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Going Green Can Mean More Green For Your Family Despite The Economy Crisis

Sunday, July 5th, 2009

During this economy crisis, we should all be looking for ways to save and preserve our finances. To be honest, we shouldn’t just stop our preservation efforts with our financial health, but we should also do all that we can do preserve the environment and the world that we live in. Taking steps to go green to help our world could result in us seeing more green in our wallets and bank accounts. Here’s how:

Give your clothes some “hang” time during this economy crisis. Many people that have space around their home can put up a clothesline outside where they can hang up and dry their clothing. If you are a bit squeamish about your clothing hanging out for all to see, then consider putting up a clothesline inside, either in a garage or even a retractable one in the shower or bathroom. The tools and clothesline that you need, you can buy for cheap at a dollar store or discount retailer.

By eliminating the use of the dryer, you will see an automatic saving on your electric bill, as dryers take a lot of energy to run. If you don’t have a lot of clothes to dry, then you definitely don’t need to use that dryer. During this economy crisis, wouldn’t it be better to drip dry so that you can help the environment and your wallet!

Don’t drive everywhere unless you absolutely have to. Get out and walk, run, or ride a bike to the places that you need to go and save money by reducing the amount of gas that your family needs during the week. It’s been a little difficult developing a family gas budget recently with the constant fluctuation in fuel prices, so by minimizing your family’s dependence on gas, you could really see a significant financial saving.

The other thing about gas is that it gives off very bad toxins that affect our air and our environment. If you have a big vehicle, you need a lot of gas to operate it and your vehicle probably gives off loads of emissions. During this economy crisis and, really any time, it is best to use different travel alternatives. So, get a little exercise in and enjoy the financial savings from not buying all of that gas. Plus, you will feel even better physically, which is worth a mint!

Don’t just throw stuff away, recycle and reuse. We have been told that plastic bags are bad and canvas is the way to go. But, sometimes, we still sometimes end up getting the plastic bags at different stores. These bags are not all bad because they can be recycled and reused. Use them in your vehicle to catch trash, in all of your home trashcans, use them for walking the dog and picking up poop, and even for storing some things in your freezers. They have multiple uses and are better than having to buy for cheap garbage bags because they are absolutely free!

Get the most of newspaper also. From gift wrap to stuffing packages to absorbing odors in shoes and food containers, newspaper has many, many uses. So, instead of just throwing it away, use it and save on things like fabric freshening sprays and window wipes…newspaper is fantastic for cleaning windows!

These are just a few ways to go green and save during this economy crisis. Consider alternative methods of doing things, get “back to nature”, or just don’t use as much energy and other resources, and before you know it you and your family could be enjoying the saving, cost-cutting, and new frugal ways that you have learned. Everyone is looking for ways to get more for less right now, and when you and your family see the change in your finances…you will be glad that you took these simple steps toward going green!

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Save Money During This Economy Crisis With 3 Kid-Friendly Fun Summer Projects

Saturday, July 4th, 2009

Everyone can’t afford summer camp. During this economy crisis, the cost of summer camp seems even more out of reach for many families. Trying to send your children to camp could cost an arm and a leg, and it could completely blow your household budget.

But your kids can still have a fantastically fun summer without you parents having to spend money on expensive summer camps. You will just need to do some planning and coordinating to come up with alternative activities that will take the place of those summer camp times that they may be wondering about. Try one or all of these three summer activity options that could help parents save money even in this economy crisis:

Try matching up arts and crafts with your child’s summer time reading. Of course, you want your child to make plenty of times for exploring books and using their imaginations this summer, and with a new school year approaching, most educators usually tell parents to make reading a summer time priority. Instead of buying expensive books at the big stores, try the thrift stores and local discarded book sales where you can buy for cheap a busload of books that your child can enjoy. Plus, you could always go to the library where there are mountains of free books waiting for your child to grab.

To make the books come alive, you and your child can come up with some fun activities to do based on the book. Try this…if the book is about fish, you and your child could go fishing, make a fish dinner, or create edible art with those cracker “fish”. Be creativity and have fun with it. Just keep the activities simple and always buy for cheap and use frugal recipes.

The second summer activity option for families is to start a little business. It doesn’t have to be a huge undertaking, but it could be a great chance for the kids to learn some valuable skills while earning a few extra dollars. Let the kids come up with their own idea as to what they would like to sell and give them room to make it happen.

If they want to sell something outside, let them. By operating their own business your children will have lots of fun this summer, but will also gain very important business, time management, and customer service skills. Teach them how to buy for cheap to keep costs down and to use as many low- or no-cost resources as possible to make their business work!

Finally, you could have your child organize a fun neighborhood or community style competition or event. It could be something as simple as a hairstyling competition or a talent competition that the other kids can participate in for prizes that you can buy for cheap. Have your kids develop the whole competition, the stages or progressions, and to do all of the marketing using items that they can buy for cheap. Many families are feeling the crunch of the economy crisis and an event like this could offer some light, cheap fun that everyone will enjoy. Plus, with all of the kids in the area preparing to be a part of this event, they will all be spending tons of time doing something worthwhile that parents won’t have to pay for which would be great for saving cost-conscious families lots of money in the process.

Summer is a great time for projects like these. It doesn’t have to be just about summer camp. There are so many alternatives to camp that families can find to do, even in the midst of an economy crisis. Just be creative, get the kids heavily involved, and watch the summer time roll by while you enjoy this learning process and the fruits of your labor! Plus, everyone will enjoy all of the money that you will save from not sending the kids to summer camp!

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Repair Bills - Green Cash Down The Drain

Saturday, July 4th, 2009

Consider these numbers: $1500 for an insignificant scratch on the bodywork; $3500 for a new exhaust valve; at least $150 for a new trunk-release switch cover. These aren’t figures from the realm of fantasy, but actual repair expenses that drivers have provided to AOL Autos after having coughed up these amounts for repair jobs that only seemed small. The alternative is to do the job yourself, or buy a new car. That seems extreme, right? So just pay up like a good citizen and suffer in silence, seems to be the mantra.

Stump up for the Bumper

Deana May, at Los Angeles-based AC Auto finishing, is aware of the surprises a store has for even a car brought in with just a minor scratch. According to May, “It’s a scary thing — looks can be deceiving. You can do an estimate on a front bumper then take it off and behind it there’s all kinds of damage. Low-profile cars with low-profile tires go over a bump or up a driveway, they don’t take an angle, often they need a whole new front end.” In addition, problems of these types arrive frequently at her shop. Last month a Lotus driver was billed a sum of $5,400 for his car repairing; however, after verifying the condition she had to agree. She informs about the possible dangers and costs of drivers receiving incorrect quotes for the upkeep with high-performance components, like for an AMG, for a Mercedes or Brabus.

Cracked Grille and Fender Bender

Willy Stroppe, president of automotive engineering firm Bill Stroppe & Sons in Paramount, California, says he once looked at what seemed like insignificant damage to the front of a Ford pickup truck that ultimately became a huge repair bill. It looked like the front plastic grille was broken by a light hit, but when we got into it the housing behind the grille was cracked and broken all the way up. Replacing everything from the fenders, to the headlight vessels, to a new front end, it all adds up. In many cases you gotta pull out the radiator. That’s not something you can do in a couple hours. Stroppes seen similar problems on a Ford Explorer ” he works mainly with Fords ” and the pickups repair bill crossed $1200. Its not like the old days when everything was steel, he adds. He also says that second hand car buyers should beware of a practice hes seen plenty of in nearly 50 years in the car business ” a repair shop buys a car whose frame and shell seem fine but whose inside needs a lot of work, for example, on its suspension. Often, says Stroppe, an unscrupulous shop will make the car roadworthy with a substandard repair job, and then sell it on to an unknowing buyer, leaving room for a huge future repair bill.

$150 Cover Up

Mark Essig, a writer in a small town in North Carolina, was astonished to find a repair bill of $150 on his car by a local mechanic just to replace a missing cover for the trunk-release switch in his ten-year-old Mercedes 320 CLK. Though such expensive repair bills are no longer a surprise for upscale European marques, Essig says, this one really took the cake for its icing on a already frosty $2000 repair bill which he did not expect in the first place. He says that this was not included in the estimate and it came as an additional cost. He says: “It was part of a $2000 repair bill that included valve cleaning and brake work, and I was so sick to my stomach that I couldn’t quibble over $150. Best part was, I didn’t ask him to do it.” Another story involves a Porsche 944 owner, Michael Russell, an AOL Autos friend who too his old-school German car for repair and got more than he bargained for in the form of $3,500 repair bill including labor cost in place of $15 exhaust valve replacement which was what he expected it to be. He says, that they had to rip out the engine to get to the valve, which had burned out, a common enough problem in older performance vehicles. Since without the repair, he had no way of getting to work, he had to grit his teeth and bear the cost.

Air Pressure

It is advised to search out a second opinion, and always review general system reliability as you decide to replace individual parts on older-model cars. Look into this story to know the brutal truth of car repair: I found this to my cost when I took my wife’s 1995 Nissan 240SX S-ER to my local mechanic’s last week to fix the air conditioning. I’d already taken it into the shop the week before, where they’d diagnosed a leaking gasket that had depressurized the system. So they duly fixed the gasket, re-filled the system with Freon coolant and pressurized it. Bill: $300. Not bad for an AC fix, I thought, until two days later the system again began blowing hot. So it was back into the shop, where they took a second look at it before telling me another seal had broken, this time in a hard-to-reach spot, meaning extra labor. Estimated cost: $800. When I pointed out that the original fix was under warranty, my mechanic agreed but argued that a different component had malfunctioned and therefore the additional repair was not under warranty. Many more attempts at bargaining failed. Result: I’m $300 out of pocket, and my wife has a long, hot summer to look forward to (unless she nabs my car, which is likely).

Chilling Coolant, Hot Cost

Ken Lavacot of www.2carpros.com advises you to never ignore little signs. A bit of steam coming out of the exhaust may seem like nothing, but it could be a warning of huge repair bills. For example, he says, “Coolant is normally used to cool the engine, but if coolant gets into the combustion chamber, the engine will burn it, generating white smoke and steam.” Among the expensive solutions is gasket replacement. “If the gasket that seals the intake manifold to the cylinder head fails it lets coolant into the intake port and then the combustion chamber. In which case, the intake manifold will need to be removed.” And getting to the gasket and reassembling the parts once it is replaced is the expensive bit. If there is coolant in the combustion chamber but the gasket is functioning, Lavacot says the engine must be taken apart. He adds: “This can be tricky because it is difficult to tell what is causing the problem. For example: A repair shop has told you the cylinder head is cracked, and as they start disassembly they can discover it was the intake manifold gasket that has failed. An honest repair shop will inform the customer that the repair bill will be lower. Or the opposite can happen. A repair shop may tell you that your engine has a blown head gasket, but once the disassembly is complete they inform you that the head gasket is fine, and so is the cylinder, which has been pressure checked. This only leaves the engine block as the failure and must be replaced, and that can be costly.”

Paintwork Blues

My brother-in-law had lent his Jaguar convertible to a family member who took it to a wedding. He returned it with a scratch in the back panel on the driver’s side. Generally, a good repair or bodywork shop can erase scuffs at minimal cost, but the Jaguar XK8’s aluminum shell demanded a costly adhesive to repair the scratch to prevent further corrosion or damage of the car’s monocoque shell. The whole repair work was as costly as $1500. The technician told him that he was blessed the scratch was light otherwise repairs might turn out double or triple in cost, an increasingly general incident as more luxury carmakers counting Audi, Mercedes and BMW harness the aluminum-shell technology (taking advantage of its increased strength and lighter weight). So, it is better to get several estimates for the paintwork. It is also better to think twice before you lend your precious car.

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How to Save Money on Wooden Benches

Friday, July 3rd, 2009

Everybody loves a nice wooden bench, but not everybody is so excited about the price. Certain wooden benches can price over one thousand dollars, and that’s not an amount that most people want to pay.

With the advent of the Internet and new technologies, there are more opportunities than ever out there. No matter what your income is, it is definitely wise to get the lowest price possible.

Amazon.com is notorious for cutting prices on everything from books to movies. Another great thing about Amazon is their free shipping, which they offer on thousands of products. Amazon may only have started out as a book-seller, but they have expanded in to every imaginable industry.

For a more interactive system, one might go to eBay to find what they are looking for. Since eBay is a very competitive marketplace, it is pretty easy to find big savings.

If you don’t feel like waiting for an auction to end, many sellers offer a Buy it Now option, although it is usually considerably higher than the auction price. Since eBay has tens of millions of users, there are all sorts of products on it, including used wooden benches that would run you a lot less than a new one.

If you decide that a used wooden bench would be good enough for you, then you can save a lot of money. Used items usually run less than half what new items are, and when it comes to benches, it does not matter much whether it is new or used.

There are more opportunities to be found than just online. Off the computer, you can save money by going to flea markets or yard sales, which are basically real world auction systems. If you meet the right person, you can save more than you ever could online.

After acquiring any kind of knowledge, it is important to go out in to the world and use it. Check out eBay and/or Amazon to see if there is anything you like!

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Debt Relief - How to Save Money and Get Out of Debt

Tuesday, June 23rd, 2009

A great deal of people who want to know how to save money and get out of debt think that it is a straight forward task to just stop spending as much and pay off what you can from what you owe. What they fail to realize is that in many cases they are not paying off as much as they could be.

So are you ready for some tips on how to save some money? First let me put a thought in your mind, when you pay for something you have every day or you do every day do you think about how much it is costing or how much you pay each month for the same thing each day? Your coffee from the machine at work, your trip to and from work in the car, your lunch from the local cheap deli. All of these things add up when you have them on a daily basis.

The major factor in this is that you are looking to save money and to make sure you save money you need to invest time, but by doing small simple tasks you will start to save money and not pay out as much each month meaning you can get out of debt faster.

I used to love the coffeecake pie in my restaurant at work so much so that I used to grab a slice at every opportunity, when I sat down and worked out my yearly costs I could put a over $150 down to coffeecake pie!!! Not only did I feel fat at that point I also thought oh boy I could have used that to pay bills! Not as nice obviously but when the bills are red it goes through your mind. I instantly stopped going to the restaurant and made my lunch the night before and ate it in the park or a quiet area nearby. Not only did this save me money on the pie it saved me money on the other things I would eat while I was in the restaurant.

That handful of change you have in your pocket or your purse that you use to fill up the coffee machine at work all adds up at the end of the week as well. There are two options to this one take your own coffee from home in a flask, the flask will pay for itself in a few weeks and you will still get your coffee. Alternatively stop drinking as much coffee and turn to the healthy option and drink water, that way you win on both counts.

Driving to and from work is an expensive thing if you live a fair way away from work, talk to your work colleagues and ask if they live on route or close to you so you can share the cost of getting to and from work you could half the cost of getting to and from work.

Many people use public transport to get to and from work, if you are taking the bus or the train in most cases it is cheaper to go less stops. So why not try to get off a stop earlier and walk that extra distance to get to work or home from work, this is also really good for you so you get that extra benefit.

Before I start this next part I would like to say I love small business and I think the smaller stores should be the only ones as they are excellent. However in a great number of cases the things you buy from them when you do your weekly shop are probably cheaper from the larger chain stores. This is unfortunate as it would be good for all concerned if small business could compete on price. To get out of debt your loyalty to the small store could be costing you deeply.

Saving money sounds easy but when you think about the money you spend needlessly each week on things you could get elsewhere at a much reduced cost you would probably start to see that it can be achieved quickly and effectively. Making simple changes can save you more money than you realize in the long term.

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